Billionaire investor Ray Dalio has once again turned heads in the financial world. In a new podcast interview, the Bridgewater founder stated that investors should consider allocating up to 15% of their wealth in Bitcoin or gold, warning that fiat currencies are steadily losing value.
His comments come at a time when the U.S. federal debt has surpassed $35 trillion, sparking renewed debates about monetary debasement and long-term inflation. A tweet by Bitwise captured the sentiment perfectly, showing the U.S. debt curve skyrocketing over the decades, with the caption: “The man has a point.”
This isn’t Dalio’s first public endorsement of Bitcoin, but it may be the clearest signal yet that even traditional finance giants are taking crypto seriously.
“Gold or Bitcoin”: A Modern Hedge Against Fiat Collapse?
During the YouTube-hosted interview on The Julia La Roche Show, Dalio explained:
“You need a diversified portfolio that includes some assets that can’t be printed. I would say about 15% in gold or Bitcoin is reasonable for most investors.”
His rationale is tied to macroeconomic realities: ballooning debt, negative real interest rates, and what he calls a “slow erosion” of trust in fiat systems.
What’s notable is how Bitcoin has become an equal player in this hedge scenario. Gold and Bitcoin, once viewed as ideological opposites, are now Dalio’s preferred store-of-value assets for this decade.
Market Response: BTC Price Steady, Sentiment Rising
Following the publication of Dalio’s remarks, Bitcoin’s price hovered near the $119,000 level, holding firm despite ongoing debates around August volatility. While no immediate price surge followed, social sentiment spiked, with over 130,000 views on the Cointelegraph tweet breaking the news.
Source: Tradingview
This aligns with growing institutional acceptance. BlackRock, Fidelity, and now Dalio are pushing Bitcoin toward the mainstream investment playbook, not just as a speculative bet but as a strategic portfolio pillar.
Bitwise’s Reaction: The Debt Backdrop Strengthens the Bitcoin Case
Bitwise Asset Management responded with a tweet showing the U.S. federal debt chart from 1942 to 2025, highlighting its exponential climb. Their commentary? Simple: “The man has a point.”
The chart acts as a stark visual reminder of why Bitcoin matters in today’s macro landscape. As governments continue to rely on monetary expansion, the appeal of decentralized, fixed-supply assets only grows.
Bitcoin is no longer a niche trade. It’s becoming a global macro hedge, and Dalio’s endorsement reinforces its place in serious financial strategy.
Final Thoughts: What Ray Dalio’s Bitcoin Bet Means for Investors
Dalio’s statement should not be dismissed as casual commentary. Coming from one of the most respected voices in global finance, it reflects a paradigm shift: Bitcoin is no longer “too volatile,” “too young,” or “too fringe.” It is part of the conversation for preserving long-term wealth.
While 15% may sound bold to some, it represents a new risk model: one that views fiat as the bigger danger. Whether you’re an institutional allocator or a retail investor, ignoring this momentum might mean falling behind.
